Payment Methods

Overview

Payment methods determine how the payment is processed. Each method has different requirements for the data you need to provide and the payment details returned to the customer.

RUB Payment Methods

toCard — Card Transfer

Standard card-to-card transfer. The customer receives a card number to send money to.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name

PayOut requires:

• number — Recipient card number
• bankName — Recipient bank name
• nameMediator — Recipient name (optional)

sbp — SBP (Faster Payments System)

Transfer via Russia's SBP system using a phone number.

PayIn response includes:

• number — Phone number for SBP transfer
• numberAdditional — Card number (if available)
• bankName — Bank name

PayOut requires:

• number — Recipient phone number (format: +79XXXXXXXXX)
• bankName — Recipient bank name

toAccount — Bank Account Transfer

Transfer to a bank account number.

PayIn response includes:

• number — Account number
• numberAdditional — BIC code
• bankName — Bank name

nspk — NSPK QR Code

Payment via QR code through the NSPK system.

PayIn response includes:

• qRcode — QR code data or URL

ecom — Bank Payment Form

Redirect to a bank's own payment form. Only available in Payment Form integration mode.

sberpay — SberPay

Payment routed through SberPay. The customer pays via the Sber app; under the hood the order is provisioned as a card transfer, so the customer is given a destination card (with a QR code when the provider returns one).

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name
• numberAdditional — Phone number (if provided by the provider)
• qRcode — SberPay link / QR code (always returned — this is the core of the method)

PayOut is not available for sberpay.

Monobank Methods

These methods route payments to a specific bank:

Monobank methods work identically to toCard but guarantee routing to the specified bank.

mobile — Mobile Commerce

Payment via mobile operator account top-up (MTS, Beeline, MegaFon, Tele2).

PayIn response includes:

• number — Phone number to top up
• bankName — Mobile operator name

PayOut requires:

• phoneNumber — Recipient phone number

AZN Payment Methods

azn_c2c — Card Transfer (AZN)

Card-to-card transfer in Azerbaijani Manat. Works with any available Azerbaijani bank.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name (e.g., Kapital Bank)

PayOut requires:

• number — Recipient card number
• bankName — Recipient bank name

azn_quasi — Quasi Payment (AZN)

Quasi payment method for AZN currency.

azn_sbp — SBP P2P (AZN)

SBP P2P transfer via phone number for AZN currency.

PayIn response includes:

• number — Recipient phone number
• nameMediator — Recipient name
• bankName — Bank name

PayOut requires:

• phoneNumber — Recipient phone number
• bankName — Recipient bank name

azn_ecom — ECOM (AZN)

Hosted ECOM checkout in Azerbaijani Manat. The customer is shown a QR code / payment link to complete the payment on the provider's page.

PayIn response includes:

• qRcode — QR code data or payment link (also accepted in number)

UZS Payment Methods

uzs_c2c — Card Transfer (UZS)

Card-to-card transfer in Uzbekistani Som.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name

KGS Payment Methods

kgs_c2c — Card Transfer (KGS)

Card-to-card transfer in Kyrgyzstani Som.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name

kgs_qr — QR Code Payment (KGS)

Payment via QR code in KGS.

PayIn response includes:

• qRcode — QR code data or URL

kgs_sbp — Phone Transfer (KGS)

Transfer via phone number in KGS.

PayIn response includes:

• number — Phone number

KZT Payment Methods

kzt_c2c — Card Transfer (KZT)

Card-to-card transfer in Kazakhstani Tenge.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name

kzt_qr — QR Code Payment (KZT)

Payment via QR code in KZT.

PayIn response includes:

• qRcode — QR code data or URL

kzt_mobile — Phone Transfer (KZT)

Transfer via phone number in KZT. The customer receives a phone number to send money to.

PayIn response includes:

• number — Phone number
• numberAdditional — Card number (if available)
• bankName — Bank name

kzt_transgran — Cross-Border Card Transfer (KZT)

Cross-border (transgran) card-to-card transfer in Kazakhstani Tenge. The customer pays by card; routing is cross-border on the platform side. PayIn only.

PayIn response includes:

• number — Destination card number
• nameMediator — Cardholder name
• bankName — Bank name

kzt_ecom — ECOM (KZT)

Hosted ECOM checkout in Kazakhstani Tenge. The customer is shown a QR code / payment link to complete the payment on the provider's page.

PayIn response includes:

• qRcode — QR code data or payment link (also accepted in number)

ARS Payment Methods

ars_cbu — CBU Bank Transfer (ARS)

Transfer to a CBU bank account in Argentine Peso.

PayIn response includes:

• number — CBU account number
• nameMediator — Recipient name
• bankName — Bank name

ars_qr — QR Code Payment (ARS)

Payment via QR code in ARS.

PayIn response includes:

• qRcode — QR code data

INR Payment Methods

inr_upi — UPI Payment (INR)

Payment via India's UPI (Unified Payments Interface) using a VPA or QR code.

PayIn response includes:

• number — VPA (Virtual Payment Address) for the transfer
• qRcode — QR code data or URL (if available)

PayOut requires (payout is settled to an Indian bank account — see the INR payout naming convention below):

• number — recipient bank account number and IFSC, packed as "<account>:<IFSC>"
• bankName — recipient bank name (e.g. Axis Bank)
• nameMediator — recipient full name

inr_c2c — Card / Bank Transfer (INR)

Card-to-card or bank account transfer in Indian Rupee (IMPS/NEFT).

PayIn response includes:

• number — Destination card or account number
• nameMediator — Recipient name
• bankName — Bank name

inr_wallet — Wallet Transfer (INR)

Transfer to a wallet (e.g. Paytm, PhonePe) via phone number.

PayIn response includes:

• number — Phone number linked to the wallet
• bankName — Wallet provider name

INR payout naming convention

INR payouts are settled to an Indian bank account, which requires both the account number and the IFSC code. The H2H payout request has a single number field, so for INR pack them together separated by a colon:

number = "<account_number>:<IFSC>"

Example PayOut request:

{
  "paymentMethod": "inr_upi",
  "idTransactionMerchant": "po-001",
  "amount": 1000.00,
  "number": "923010034079880:UTIB0000176",
  "bankName": "Axis Bank",
  "nameMediator": "Anshul Gulati",
  "clientID": "...",
  "clientIP": "...",
  "clientDateCreated": "..."
}

Field mapping:

If number contains no : separator the whole value is treated as the account number. | is also accepted as a separator.

Available Banks

Use the Banks API to get the full list of supported banks with their codes and logos.

Russian Banks

sber, alfa, tbank, vtb, ozon, gazprom, psb, raiffeisen, rosbank, mkb, bspb, rshb, ubrr, expobank, bcsbank, primorye, solidarnost, svoibank, mbank

Azerbaijani Banks

kapital_bank, pasha_bank, abb, bank_respublika, rabitabank